The website www.settlewise.pl does not automatically collect any information, except for information contained in cookies. Cookies are IT data, especially text files, stored on the User’s end device and intended for the use of the Service’s websites. Cookies usually contain the name of the website from which they originate, the time they are stored on the end device, and a unique number. The entity placing cookies on the User’s end device and gaining access to them is the operator of the website www.setelwise.pl Settlewise sp. z.o.o. based in Warsaw at the address: ul. Skarbka z Gór 25a/13 (03-287). Cookies are used for the purpose of: a) adjusting the content of the Service’s websites to the User’s preferences and optimizing the use of websites; in particular, these files allow recognizing the User’s device and appropriately displaying the website, tailored to his individual needs; b) creating statistics that help understand how Users use the Service’s websites, which allows improving their structure and content; c) maintaining the User’s session (after logging in), thanks to which the User does not have to enter the login and password again on each subpage of the Service; Within the Service, two basic types of cookies are used: “session” cookies and “persistent” cookies. “Session” cookies are temporary files stored on the User’s end device until logging out, leaving the website, or turning off the software (web browser). “Persistent” cookies are stored on the User’s end device for the time specified in the cookie parameters or until they are deleted by the User. Within the Service, the following types of cookies are used: a) “necessary” cookies, enabling the use of services available within the Service, e.g., authentication cookies used for services requiring authentication within the Service; b) cookies used to ensure security, e.g., used to detect abuses in the field of authentication within the Service; c) “performance” cookies, enabling the collection of information about the way the Service’s websites are used; d) “functional” cookies, enabling “remembering” the settings selected by the User and personalizing the User’s interface, e.g., in terms of the selected language or region from which the User comes, font size, website appearance, etc.; e) “advertising” cookies, enabling the delivery of advertising content to Users more tailored to their interests. In many cases, the software used to browse websites (web browser) by default allows cookies to be stored on the User’s end device. Users of the Service can change the cookie settings at any time. These settings can be changed, in particular, to block the automatic handling of cookies in the web browser settings or to inform about each placement of cookies on the User’s device. Detailed information about the possibilities and ways of handling cookies is available in the software settings (web browser). The Service Operator informs that restrictions on the use of cookies may affect some of the functionalities available on the Service’s websites. Cookies placed on the User’s end device may also be used by advertisers and partners cooperating with the Service’s operator. Users’ personal data related to the storage of cookies are profiled (based on Art. 4 point 4 GDPR).